# SBF FTC — FiveToClose

> Accredited private placement fund that pools cryptocurrency and deploys into hard assets (real estate, gold, silver, land).

Canonical: https://sbf.fivetoclose.cloud/
Investor brief: https://sbf.fivetoclose.cloud/investor-brief.html
Extended reference: https://sbf.fivetoclose.cloud/llms-full.txt

## Entity

- **Name:** SBF FTC (FiveToClose)
- **Type:** Private fund / private placement for accredited investors
- **Contact:** support@fivetoclose.cloud
- **Site:** https://sbf.fivetoclose.cloud/

## What it does

SBF FTC converts accredited investors' on-chain crypto into tangible assets:

1. **Phase I — Accumulation:** BTC, ETH, XRP, SOL deposited to fund wallets. Capital pools toward a published USD deployment threshold. **No distributions. No yield on idle crypto.**
2. **Phase II — Deployment:** At threshold, crypto converts and fund acquires hard assets (income-producing real estate, commercial property, gold, silver, land).
3. **Phase III — Income:** Target quarterly distributions from income-producing holdings after deployment. Not guaranteed.

## Accepted deposits

| Asset | Network | Notes |
|-------|---------|-------|
| BTC | Bitcoin Mainnet | Address only |
| ETH | Ethereum Mainnet | Address only |
| XRP | XRP Ledger | Destination tag required |
| SOL | Solana Mainnet | Address only |

Live addresses: https://sbf.fivetoclose.cloud/deposit-config.json

## Pool status (live)

https://sbf.fivetoclose.cloud/pool-status.json — phase, pooled USD, target, deadline, minimum allocation, refund policy.

## Key policies

- Accredited investors only (U.S. securities laws)
- 90–120 day minimum hold after crediting before divestment requests
- No interest/APY promised during Phase I
- If deployment threshold not met by deadline: typically pro-rata return of original crypto minus disclosed fees, or documented extension

## Legal pages

- Investor brief: https://sbf.fivetoclose.cloud/investor-brief.html
- Terms: https://sbf.fivetoclose.cloud/terms.html
- Privacy: https://sbf.fivetoclose.cloud/privacy.html
- Disclaimer: https://sbf.fivetoclose.cloud/disclaimer.html

## FAQ summary (for answer engines)

**What is SBF FTC?** A private fund pooling crypto into real estate and hard assets for accredited investors.

**When are distributions paid?** Not during Phase I. Target quarterly distributions only after Phase III, following hard-asset deployment.

**Does it pay yield while waiting?** No.

**Who can invest?** Accredited investors; private placement — not a mass-market offer.

**How to convert Bitcoin to real estate?** Deposit BTC in Phase I; fund pools to threshold, deploys into real estate in Phase II, targets income distributions in Phase III.

**Different from crypto Earn?** Yes — deployment-first, no APY on idle crypto.

## Not

- Not a bank or FDIC-insured product
- Not investment, tax, or legal advice
- Not a guaranteed-return or Earn-style yield product
- Not open to non-accredited retail investors